[. . . ] [. . . ] &RQQHFWLRQ VL]H 5 1RPLQDO VL]H '1 :HLJKW $SSUR[ NJ 'LPHQVLRQV PP / , + K ' NYVYDOXH ! # " $FFHVVRULHV =6 $XWRPDWLF UHYHUVH ULQVH DFWXDWRU )RU IXOO\ DXWRPDWLF UHYHUVH ULQVLQJ RI WKH ILOWHU DW DGMXVWDEOH WLPH LQWHUYDOV =5. 'RXEOH ULQJ ZUHQFK )RU UHPRYLQJ WKH ILOWHU ERZO DQG VSULQJ ERQQHW =5 =6 )756 5LQJ ZUHQFK )RU UHPRYLQJ WKH KRXVLQJ ULQJ )756 5HGEURQ]H ILOWHU ERZO )RU WHPSHUDWXUHV XS WR & DQG EDU RSHUDWLQJ SUHVVXUH 59 967$ 967% 59 , QOHW QRQUHWXUQ FKHFN YDOYH , Q FRQQHFWLRQ VL]HV 5 "# 967 =5. =5 &RQQHFWRU VHW :LWK WKUHDGHG RU VROGHU XQLRQ FRQQHFWRUV $ % 7KUHDGHG PDOH FRQQHFWRUV 6ROGHU XQLRQ FRQQHFWRUV @IC "B@!"S## "# Tiwrppuhtr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iwrppuhtr "$ @IC "B@!"S## ). 6 )LOWHU FRPELQDWLRQ 6SDUH 3DUWV IRU ). 6 )LOWHU &RPELQDWLRQV )URP DQG RQZDUGV) 'HVFULSWLRQ c 6SULQJ ERQQHW FRPSOHWH ZLWK VHWWLQJ VFDOH d 9DOYH UHSODFHPHQW VHW FRPSOHWH ZLWKRXW VWUDLQHU) e 6HDO ULQJ VHW SDFN RI 1RPLQDO VL]H !')$% ')$ 00$ " f 3UHVVXUH JDXJH g 2ULQJ VHW SDFN RI h )LOWHU LQVHUW FRPSOHWH ORZHUXSSHU PHVK VL]H P )LOWHU PHVK VL]H P )LOWHU PHVK VL]H P )LOWHU PHVK VL]H P )LOWHU PHVK VL]H P )LOWHU PHVK VL]H P i 2 ULQJ VHW SDFN RI j &OHDU ILOWHU ERZO k 'UDLQRII FRQQHFWRU l %DOO YDOYH FRPSOHWH ! [. . . ] [. . . ]